The office understands patients want to get the most out of
their insurance coverage.  It is  important to be mindful that
dental insurance's true function is to reduce the cost of
dental services- not actually remit them entirely on patients'
behalf.  If you have coverage, the presumption that dental
insurance will universally "cover" you (i.e.pay for all your
dental services) unfortunately is not a realistic expectation.  
There will always be some measure of payment for the
services.  

Dental insurance does not cover for all  services even if
they are needed.  
For instance:  If an infected wisdom tooth needs to be
removed, some plans don't cover extraction of wisdom
teeth.  This doesn't prevent you from having the procedure
done;  it just won't be covered with your insurance.  The
extent to which a dental insurance plan will reduce the cost
of your services depends on the plan you have.  

The decision on whether to cover a service is at the
discretion of the insurance company.  
We sympathize when patients are declined coverage for
services.  Such a scenario is unfortunately not atypical.  If
this happens you should contact the insurance company,
and the office will try to assist you anyway we can.  

This office follows standards of the profession, not the
dictation of insurance companies.  
A dental office has no procedural obligations to insurance
companies- only to agree to abide by their reduced fees for
covered procedures. We sympathize when insurance
companies don't cover services, but corners are not cut
when they don't cover certain needed services (Please refer
to "minimal diagnostic procedures"  ).

We understand people must be mindful of their budgets and
will do our best to advise you the approximate cost of your
services prior to administering them. We truly sympathize
when patients decline superior treatment options because of  
costs and insurance limitations.  Ultimately we hope to help
you achieve the treatment that suits you best.     
Dental Insurance
About Dental Insurance
Contemporary and Laser Dentistry
502 Franklin Ave.
Nutley, N.J. 07110
(973)-661-5050